Aug 7, 2011

Time to refinance your mortgage?

Megan McArdle, who writes about business and economics for The Atlantic, bought a house just last October and yet is thinking about refinancing.

Here's why: "Our mortgage is currently at 4.5%. But our credit union is offering rates as low as 3.875% on a 30-year fixed, and 3% on a 15-year fixed. Since ceteris paribus, I would like to give my bank less money, this is tempting."

If you are

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